Banking and finance is one of Interjuris’ core and highly recognized areas of expertise. INTERJURIS advises on all lending, investment business, and the corporate affairs of Banks, NBFCs & Financial Institutions, and Insurance Companies together with:

• Delinquent / Fraud / NPA / Recovery – representation in DRT, DRAT,  NCLT and NCLAT
• Drafting of agreements for Loans and Advances including Consortium advances by Banks and Financial Institutions, various statutory and legal documentations, as per guidelines of IBA and RBI;
• Undertaking Legal Audits, Verification/ Scrutiny/ Vetting of documents related to Consortium advances for Infrastructure lending, Real Estate Projects and for collaterals for various corporate and retail loans and advances;
• Drafting / Modification of various loan agreements/undertakings, all forms of facility and credit documentation, including loan agreements, security documents for creation of charge over movables, immovables, tangible and intangible assets, security trustee/security agent appointment documentation, credit enhancement documents ,d corporate due diligence and further advice on registration, filing and stamping requirements and issue capacity, authority and enforceability opinions on the transactions. To secure various lending transactions;
• Drafting and documentation required for the creation of valid mortgages /securities;
• Effecting securities/ mortgage creation/ charge creation and execution of various documents;
• Providing opinion to the Credit Underwriting Team / Management on the mortgage ability of the land/property in question and the nature of mortgage to be created to secure the proposed lending;
• Drafting ISDA Master Agreements, Credit Support documents, Global Master Repurchase Agreements, Master Netting Agreements, Prime Brokerage Agreements, Executing Brokerage Agreements, Futures and Options Agreements, Cash Trading Agreements, Securities Lending Agreements, and all other relevant documentation and subsequent amendments;
• Assisting in special projects such as contracts review and contracts abstraction;
• Deposits, investments, and borrowings, modification and creation of charges including drafting of mortgage deed and other property related matters;
• RBI regulation and compliance;
• Consumer credit;
• Title  Due Diligence  for project  financing  ;
• Drafting/reply to notice;
• Consumer Disputes.